Topics to Be Discussed Will Include:
✔️ Prioritizing financial goals, costing goals and determining tradeoffs you may need to make
✔️ How much savings is needed for retirement, children’s education costs and real estate purchases
✔️ How to design income after retirement and make it last for life.
✔️ Tax planning strategies for income and assets including tax smart investing techniques
✔️ Essential will and estate planning tips; valuable stories about designing an estate and how to manage an estate after death of a loved one
✔️ “Ins and Outs” of life, disability and critical illness insurance: how much, how long and what to watch out for.
✔️ Saving for children’s educations – all about RESPs, in trust for accounts and more.
✔️ How much debt is too much and the best ways to tackle debt over time
✔️ Real estate planning – first home purchases, upsizing, rental properties and downsizing
✔️ Core investment planning strategies to build a common sense RRSP, TFSA, RESP and personal investment portfolio.
✔️ Education about various product types, fees, risk levels and questions to ask your financial advisor.
✔️ Understanding different types of advisors and product limitations, how money is protected by the dealer, potential biases and fee options
✔️ Examining tools to use to create your own financial plan package or sell one to others.